Well, the Affordable Care Act has finally convinced us to work within a budget!  If we are going to be able to afford health insurance in a few years (we certainly can’t now), we need to figure out how to find a way to manage three kids in college, huge property and income taxes, and some debt.  I stumbled upon a wonderful program called You Need A Budget, which we have been using now for a couple of months.  Already I see benefits.

Here is my article just published on the Classical Conversations website: https://www.classicalconversations.com/easyblog/you-need-a-budget

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